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How Lenders Determine Your Affordability
December 23, 2025 | Posted by: Sherry Corbitt
In the mortgage world, there is often talk about the debt to income ratio. It is essential that it can make or break your chances of getting a mortgage with an A or B lender. Qualifying for a loan dep ... [read more]
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The Mortgage Process
December 16, 2025 | Posted by: Sherry Corbitt
If you have never had a mortgage before, you may not be familiar with the process. There are many different steps involved in the entirety of your mortgage. Of course, every mortgage will be different ... [read more]
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What is a Home Equity Line of Credit?
December 12, 2025 | Posted by: Sherry Corbitt
A home equity line of credit (HELOC), is a loan available to homeowners once they purchase a property. Individuals can apply for this loan, by offering collateral of the equity in their home, which if ... [read more]
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Don’t Let Your Mortgage Accidentally Roll Into an Open Term
December 10, 2025 | Posted by: Sherry Corbitt
Don’t Let Your Mortgage Accidentally Roll Into an Open Term (And cost you extra Interest) One of the most expensive mistakes homeowners make at renewal is doing nothing. If your mortgage matu ... [read more]
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Co-Signing a Mortgage: What You’re Agreeing To
December 8, 2025 | Posted by: Sherry Corbitt
There are times when a borrower either doesn’t have a good credit history or cannot afford to get a mortgage because of their debt-to-income ratio. Sometimes, it’s not because of defaulted ... [read more]
How a Reverse Mortgage Can Allow You to Retire
December 5, 2025 | Posted by: Sherry Corbitt
Reverse mortgages have been a topic of conversation for some time now. Many debate whether a reverse mortgage can help some even to retire. With just a few points, you can be assured that this mortgag ... [read more]
Alternative vs. Private Mortgage Lenders: What’s the Difference?
December 1, 2025 | Posted by: Sherry Corbitt
If you’re exploring mortgage options and come across the term Alternative lender, you might wonder what that means. In Canada, lenders generally fall into three levels based on credit, equity, i ... [read more]
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2025 Year-End Mortgage and Housing review
November 27, 2025 | Posted by: Sherry Corbitt
Title: ???? 2025 Year-End Mortgage & Housing Update Hi there — As we wrap up 2025, I wanted to share a simple, client-friendly look at what’s been happening in Canada’s mor ... [read more]
How to Get a Month Ahead of Your Bills
October 22, 2025 | Posted by: Sherry Corbitt
Costs are going up today in all areas of life. This includes housing, food, and necessities. Many are worried about how they can cope with such drastic increases in living. One of the best ways to man ... [read more]
Side-by-side mortgage scenarios - right on your phone
August 27, 2025 | Posted by: Sherry Corbitt
When it comes to mortgages, one size doesn’t fit all. That’s why I’m so excited to share a tool that makes comparing your options simple, clear, and stress-free — my Mortgage A ... [read more]
